The Assumptions Tab in the Cashflow 2.0 module serves as a centralised repository for all the underlying assumptions used throughout the Cashflow section. This tab consolidates key parameters and inputs from various areas, such as assets, liabilities, pensions, annuities, and tax calculations, providing a holistic overview of the factors driving the scenario's financial outcomes.

This unified view provides a convenient reference for understanding how inputs affect the overall financial calculations, ensuring that the financial model is based on consistent and transparent data, aligning with regulatory requirements and the client's specific circumstances.

While the Assumptions Tab is not editable, it plays a crucial role in identifying areas for adjustment. you can locate specific entries within individual tabs and modify them directly, with the changes reflected in the assumptions view.

In addition to scenario-specific data, the Assumptions Tab provides insights into government-defined parameters, such as tax slabs and Age Pension rates, integral to retirement and income planning.

To access the Cashflow 2.0 Assumptions tab, open a client record, hover over the Cashflow tab, and select Cashflow 2.0 from the drop-down menu.

Open an existing Scenario or create a new one by selecting the blue Plus+ button, entering a Scenario Name, and ticking the available setup options.

The Cashflow 2.0 landing page will open directly on the Cash Accounts tab in the Overall Positionand within each individual entity as well.

The Overall Position provides a unified system for managing cash flow for both the Client and Partner.

By consolidating income, expenses, and transactions into a single sheet, it simplifies tracking for multiple income streams and superannuation. This approach allows for efficient management of surpluses and deficits while supporting shared financial goals.

The centralised system enhances financial planning by making monitoring, analysing, and optimising cash management easier.

You can view individual values for the Client, Partner, SMSF, or any Business or Trust entities, and their Superannuation Accounts by selecting options from the drop-down menu.

This allows you to isolate and analyse specific financial data for each entity, ensuring a clear and detailed understanding of their contributions and cashflow dynamics.

Select the Assumptions Tab which is the final tab in the sequence of available options.

The Assumptions tab provides a comprehensive outline of all inputs across the scenario.

This tab is particularly useful for gaining a high-level understanding of the key assumptions without diving into individual tabs.

The tab displays the assumptions applied to different sections, including assets, liabilities, pensions, annuities, tax rates, and income/expense indexation rates.

The Assumptions Tab includes a section for tax slabs and Age Pension rates, offering a quick reference for key government thresholds and rates that impact financial outcomes.

The Assumptions Tab provides quick access to government-defined tax slabs and Age Pension rates, helping you ensure projections align with current regulations. This feature is particularly useful for scenarios involving retirement planning or Centrelink entitlements, where accurate thresholds are critical.

General Cashflow 2.0 defaults can be established by following the Cashflow Defaults Instructions

To make individual changes within the scenario you are working on, identify the assumption you wish to modify in the Assumptions Tab.

Navigate to the corresponding tab (e.g., Assets, Liabilities, Pensions) in the Cashflow section.

Make the necessary changes to the input. These updates will automatically flow through to the Assumptions Tab.