Advice
Everything Advice ! Research, Modelling and Creation
235 articles
- Legislative ChangesLearn how AdviserLogic has incorporated recent legislative changes, updated calculations, and the real-time status of its modules
- Requirement to Obtain Client Consent for Insurance CommissionsLearn how new legislation impacts insurance commissions and how AdviserLogic ensures compliance with updated SOA and ROA templates
- How to Change the Default Template Mapped to all Digital Advice ScenariosLearn how to update or change the Statement of Advice (SoA) template mapped to a Digital Advice scenario in AdviserLogic.
Morningstar Editorial
Access exclusive Morningstar content designed to complement your Advice
- Has home bias paid off for Aussie investors?Have you benefited from having your portfolio tilted towards Australia?
- The tax difference between equities, managed funds and ETFsTax matters to total return outcomes, so should be a consideration when choosing investments. Shani Jayamanne 02 March 2026
- Future Focus: Make your mortgage tax deductibleDebt recycling can be an attractive strategy for those on higher marginal tax rates. I run through how to know whether it is right for you.
- Young & Invested: The currency trap catching ETF investors off guardWhy your fund’s currency exposure matters more than you think. Simonelle Mody 25 February 2026
- Unconventional wisdom: Is housing the anchor weighing Australia down?
- The revolt against Baby Boomer wealth
- Future Focus: Are you wealthy?
- Can you retire on dividends?
- Can a deep value approach work for individual investors?Featuring what was probably the most interesting stock pitch at Morningstar’s recent conference for advisers.
- Are franking credits hurting Australia’s economy?
- Future Focus: The three factors that will increase your returns
- The best investing bookThe book that every investor should read is a lesson on how life experience shapes an investing philosophy
- What changes are coming into effect 1 July 2025?And what should investors pay attention to?
- Why financial success does not equal financial wellnessWhen it comes to finances, some people are unhappy even when they succeed
- Future Focus: Market returns are secondary to this return driverWant to be a successful investor? You’re focusing on the wrong thing
- How healthy is the US economy? Here’s what the top economic indicators sayWhile recession fears have cooled somewhat, here are some signals worth watching
- Unconventional wisdom: The state of retirement in the midst of the super tax fightThe DIV 296 tax proposal is a good opportunity to review the retirement system in Australia
- Are you neglecting the non-financial aspects of retirement planning?Retirement doesn’t always feel like the perpetual holiday that we imagine it will be. These tips can help.
- Future Focus: One of the most generous tax breaks in AustraliaBut only if people owning a home get it right
- How to generate $100,000 in passive incomeReaching six-figures in passive income is not easy but don’t underestimate the benefit of time in the market
- The iron law of building wealthThe best way to lose money in markets is to chase the latest stock fad.
- Four key trends shaping portfoliosZoom out and there are four clear trends that will last for a decade or more
- Unconventional wisdom: What if the market never goes down?More market resiliency after another quick rebound.
- Getting rich versus staying richStrategies to get rich versus stay rich are markedly different.
- Future Focus: New super tax could slash your retirement savingsMore Australians will be impacted by Div 296 and unrealised capital gains than you think.
- Australia US Tariff Special Report
- Trump’s tariff announcement: Implications for Australian investorsWhat we know and don’t know about the impact of the tariffs.
- 3 steps to save money when you’re tempted to spendHow to stick to your savings goals for the long term.
- A deep dive into the proposed new super taxThis week’s episode of Investing Compass looks at why you need to pay attention to the new Div 296 tax in super.
- Are you ready for retirement?A four step checklist to get ready for retirement. Mark LaMonica, CFA 05 February 2026
- Are you under the illusion that your portfolio is diversified?Australians feel safe because of what has worked in the past.
- Unconventional wisdom: Five ways to invest smarter under the new tax regimeHigher taxes on capital gains have shifted the relative attractiveness of investments, structures and strategies.
- ETF Spotlight: Looking for effective exposure to Australia’s listed property sectorWith property under pressure and yields shifting, I take a look at the best way to access the A-REIT sector.
- Understanding the power of compoundingGaining a greater understanding of compounding can put you on a pathway to financial freedom.
- Unconventional wisdom: The best and worst performing ASX sharesDoes the Australian market follow the same pattern as the US market?
- What you need to consider before making a financial giftConsider tax, age pension entitlements, aged care, estate planning and family dynamics.
- Are investors thinking about the wrong type of risk?The investment industry defines risk as volatility but for investors the real risk is not achieving your goals.
- Unconventional wisdom: ASX ETF and LIC dividend championsLessons from ETFs and LICs that have delivered over the last decade.
- ETF Spotlight: Seeking growth beyond the US marketRevisiting where the next leg of global growth may come from.
- Do dividends build or limit wealth creation?In this episode of Investing Compass, we talk to James Gruber about why he dislikes dividend stocks.
- Future Focus: Where do you go when everything is expensive?Experts weigh in on why you need to diversify differently now.
- How to tell if a fund or ETF will likely underperformThe funds that have been rated negative by our analysts have characteristics in common.
- What changes are coming into effect 1 July 2026?And what should investors pay attention to?
- Avoid paying extra tax in superHigh income earners should plan ahead for their Div 293 liabilities.
- Unconventional wisdom: Ranking three common retirement strategiesConverting a lifetime of savings into sustainable income is retirement’s defining challenge.
- Young & Invested: Is SpaceX the wealth machine that investors have been waiting for?The record-breaking IPO has sparked a wave of excitement and accompanying products, but history tells a different story about the long-term prospects.
Morningstar Research & Ratings
This section brings together Morningstar’s renowned research and methodology guides to help you understand how investments are assessed and why they’re rated the way they are. Use it to support your recommendations with confidence and bring deeper transparency to your advice process.
Digital Advice Strategies
Discover how to create, customise, and implement effective Digital Advice Strategies within AdviserLogic. This section covers how to structure financial plans, align strategies with client goals, and ensure compliance, helping you deliver tailored, high-quality advice efficiently. 📊💡
- Using the Digital Advice Builder in AdviserLogicLearn how to build and personalise SoAs and RoAs using AdviserLogic’s Digital Advice Builder with integrated strategy and fee tools
- Understanding Strategy Types and Styles in AdviserLogic Digital Advice -with In-Depth Strategy ReferenceLearn how to use AdviserLogic's Advice Flow and Custom Strategies to create compliant, high-quality client advice efficiently
- How do I troubleshoot insurance visibility and commission issues in the Morningstar AdviserLogic SOA and ROA?
- How to Create a Digital Advice Scenario in AdviserLogicLearn how to set up a new Digital Advice scenario in AdviserLogic to build a personalised Statement of Advice (SoA) or Record of Advice (RoA).
- How to Use the Digital Advice Template EditorLearn how to edit and customise your Digital Advice templates before generating client advice outputs.
- Digital Advice – Fee Comparison Methodology and Fee AggregationLearn how Administration Fees are calculated in Fee Comparison and how to apply Fee Aggregation in Digital Advice
- Digital Advice - How to Access Digital Advice ModuleLearn how to access the Digital Advice module within AdviserLogic to begin creating and managing digital advice scenarios.
- Digital Advice - Creating ScenariosLearn how to create and manage Digital Advice scenarios to model strategies and generate client-ready advice.
- Digital Advice - How to Navigate through a ScenarioLearn how to navigate the Digital Advice section in AdviserLogic to access key tools, workflows, and advice components.
- Digital Advice - Strategy ExamplesLearn how to understand and apply digital advice strategy examples to support client recommendations in AdviserLogic.
- SMA Availability and Quick Reference Guide: Maximising Product UsageLearn how to access, understand, and maximise SMA availability and functionality within AdviserLogic.
- Superannuation StrategiesExplore how to develop and implement effective superannuation strategies to help clients maximise retirement savings, optimise contributions, and manage tax implications. This section guides you through super fund selection, contribution strategies, and retirement planning, ensuring compliant and personalised advice. 🏦💡16 articles
- SMSF StrategiesDiscover how to develop and manage Self-Managed Super Fund (SMSF) strategies to help clients take control of their retirement savings. This section covers SMSF setup, contribution planning, investment structuring, compliance requirements, and tax considerations, ensuring a tailored and effective approach to SMSF advice. 🏦📊✅15 articles
- Insurance StrategiesUnderstand how to structure and optimise insurance strategies to provide clients with comprehensive risk protection. This section covers policy selection, premium structuring, ownership options, and tax considerations, ensuring your clients have the right coverage to protect their financial future. 🛡️📑✅9 articles
- Investment StrategiesDiscover how to develop and optimise investment strategies to help clients achieve their financial goals. This section covers asset allocation, risk profiling, diversification, portfolio construction, and tax-effective investing, ensuring a well-structured and strategic approach to wealth creation. 📈💰✅24 articles
- Debt Management StrategiesDiscover how to help clients effectively manage and reduce debt through structured strategies. This section covers debt consolidation, loan restructuring, repayment strategies, interest rate optimisation, and tax considerations, ensuring a clear path toward financial stability and wealth building. 💳📉✅3 articles
- Estate Planning StrategiesLearn how to help clients protect and distribute their wealth effectively with structured estate planning strategies. This section covers wills, trusts, powers of attorney, beneficiary nominations, tax considerations, and asset protection, ensuring a smooth and tax-efficient transfer of wealth. ⚖️📜✅3 articles
- Aged Care StrategiesDiscover how to guide clients through aged care planning by developing tailored strategies that address funding options, government subsidies, accommodation costs, and financial structures. This section covers means testing, Centrelink/DVA entitlements, estate planning considerations, and cash flow management, ensuring clients receive the best possible care while protecting their financial wellbeing. 🏡👵✅4 articles
- Centrelink StrategiesLearn how to help clients maximise their Centrelink entitlements by structuring their finances effectively. This section covers age pension eligibility, income and asset tests, deeming rules, concession cards, and benefit optimisation strategies, ensuring clients receive the support they are entitled to while maintaining financial security. 🏦📋✅4 articles
Advice Creation
Leverage AdviserLogic's tools to craft personalised, compliant, and effective financial plans for your clients.
- Digital Advice TemplatesDigital Advice Templates in AdviserLogic help you streamline the advice process by providing pre-built, customisable templates for various financial strategies. These templates allow you to generate professional, compliant, and personalised advice documents efficiently, saving time while maintaining consistency and accuracy. 10 articles
- Digital Advice General InstructionsGet started with Digital Advice in AdviserLogic by following these general instructions. Learn how to navigate, customise, and generate advice documents efficiently while ensuring accuracy and compliance. This section provides step-by-step guidance to help you create structured, professional, and tailored financial advice with ease. 📄✨40 articles
- Digital Advice FeesUnderstand how to set up, calculate, and apply fees within Digital Advice Templates in AdviserLogic. This section covers how to accurately configure service fees, advice charges, and ongoing costs, ensuring transparency and compliance while delivering clear financial advice to clients. 💰📊6 articles
- Digital Advice Setup/SettingsDiscover how to customise and optimise your Digital Advice Templates in AdviserLogic by adjusting key setup and settings. This section guides you through configuring preferences, fine-tuning templates, and managing default settings, ensuring a seamless and efficient advice generation process. ⚙️📄13 articles
Advice Research
Use AdviserLogic's advice research tools for tailored, compliant recommendations.
- Omnium Insurance FAQs: Common Questions and AnswersLearn about Omnium Insurance FAQs, answers to common questions regarding policy features, coverage options, integration with AdviserLogic
- Omnium Risk Research: Methodology & ApproachLearn how Omnium conducts risk research using a rigorous methodology that ensures accuracy, reliability, and industry relevance.
- Asset Allocation Comparison ToolLearn how to use the Asset Allocation Comparison Tool to compare and evaluate different portfolio asset allocations.
Advice Modelling
Create detailed, scenario-based financial plans that align with your clients' goals.