The Fee Comparison section in Digital Advice provides a transparent breakdown of Administration Fees used in strategy comparisons. To enhance clarity, we have introduced a descriptive tooltip that explains how the Administration Fee is calculated. This includes a detailed fee breakup and access to a downloadable Excel file with the underlying formulae.

In addition, Fee Aggregation allows you to combine eligible balances of the client and linked family members to calculate a reduced Administration Fee, where supported by the platform. The proportional fee is then applied to the client’s holding, potentially lowering overall costs.

You can access this functionality within:

Digital Advice > Scenarios > SOA Strategy > Fee Comparison

The tooltip and Fee Aggregation features are currently available for SOA strategies that trigger the comparison screen.

Fee Aggregation is currently available for the following SOA strategies:

The feature is also available in the research section of Digital Advice Tools

Digital Advice> Advice Tools > Platform Fees/Super Fees

In the Fee Comparison screen, hover over or select the tooltip icon next to the Administration Fee to view a detailed breakdown of the factors used in the calculation.

When selected, the tooltip displays all factors considered in calculating the Administration Fee. This provides greater transparency and assists with the validation of the comparison outcomes.

Fee Aggregation allows the combined balances of the client and eligible family members to be used when calculating the Administration Fee. The resulting aggregated fee is then proportionally applied to the client’s holding.

This may reduce the Administration Fee for each linked family member, depending on the platform’s rate structure.

Currently, this functionality is available for the following platforms:

If Fee Aggregation is supported for a platform, the Fee Aggregation option will appear when you hover over the platform name in the Fee Comparison screen.

To apply Fee Aggregation, hover over the platform name and select Fee Aggregation. The Fee Aggregation pop-up window will open.

The client’s account balance will be pre-populated using values from the Fee Comparison screen. If a cash account balance is not chargeable under the Administration Fee, it will be excluded automatically.

Enter the total amount of eligible account balances to be aggregated, excluding the client’s existing account balance, and select Next.

The Administration Fee will then be calculated using the combined balances entered. If required, select the pencil icon to edit the aggregated balance. The calculations will update automatically.

The pop-up window displays both:

You can expand the view by minimising the aggregated section or scrolling down the page to view the detailed fee breakup.

Once Fee Aggregation has been applied, you can update the aggregated balances at any time.

To begin, navigate to the Fee Comparison screen and hover over the relevant platform name. Select Fee Aggregation, then choose Edit from the available options.

At the top of the window, you will see:

To modify the aggregated balance directly, select the pencil icon next to the Aggregated Balance amount. This will allow you to update the aggregated value. The Administration Fee will automatically recalculate.

The detailed member entry screen will open, where individual balances can be adjusted:

Available member types may include the primary client, partner, SMSF, joint entities, or other linked members, depending on the client structure.

After updating the relevant balances, select Next from the top right of the window to return to the summary screen.

Review the updated Administration Fee breakdown, then select Save to apply the changes.

Once you have edited the fee aggregation, select Save from the top right of the window.

After selecting Save, a notification will appear and the Administration Fee on the Fee Comparison screen will update to reflect the Administration Fee (with Aggregation).

The fee breakup remains accessible via the same tooltip after aggregation is applied.

To remove aggregation, hover over the platform name and select Fee Aggregation, then choose Unlink.

Aggregation will be removed and the Administration Fee values will reset accordingly.

The tooltip includes additional footnotes providing:

If you manually amend the Administration Fee directly on the Fee Comparison screen, the tooltip will be replaced by a reset icon because the breakup can no longer be displayed for the modified fee.

When you select the reset icon, the Administration Fee will revert to its previous value and the tooltip will be restored.

Selecting the download icon within the tooltip will generate an Excel file containing copies of all comparisons shown on the Fee Comparison screen.

The file includes:

In the advice document, the Product Cost Comparisons table will reflect the updated Aggregated Administration Fee where applicable.

A disclaimer will be included at the bottom of the comparison table outlining:

To download a detailed Excel report, select the download arrow in the top left corner of the Fee Aggregation pop-up window.

The Excel file includes:

This enables validation of both scenarios and provides easy access to review or adjust inputs if required.

BT Panorama updated the way administration fees (asset-based) are tiered when Family Fee Aggregation is applied across grouped or related accounts. This change was implemented by BT Panorama from 1 October 2025.

As a result of this update, AdviserLogichas enhanced our calculation methodology to reflect BT Panorama’s revised tiering structure. This update was implemented on February 25 2026

This applies specifically to:

This may impact:

Where Fee Aggregation is applied to:

The Administration Fee may not align with BT Panorama’s updated tiered structure between 1 October 2025 and February 25 2026

We updated our internal methodology and calculation logic to align with BT Panorama’s revised:

This enhancement will ensure that:

Currently, the BT Panorama Full and Compact menu Fee Aggregation are calculated using the updated tiered structure introduced in October 2025.

Administration Fees in Fee Comparison and Scenario modelling will align with BT Panorama’s revised thresholds.

Advice document outputs will reflect the correct aggregated Administration Fee amounts.

In the interim, we understand it is important that your advice documents reflect accurate Administration Fee outcomes when Fee Aggregation is applied to BT Panorama.

If you have prepared a recommendation that includes BT Panorama Fee Aggregation between 1 October 2025 and February 25 2026, you can manually adjust the Administration Fee to ensure it aligns with BT Panorama’s updated tiering structure

Navigate to the relevant Fee Comparison or Scenario screen and manually override the Administration Fee to the correct value.

You can calculate the updated Administration Fee using BT Panorama’s official calculator:

BT Panorama fee calculator | BT Professional

After calculating the correct amount externally, enter the updated dollar or percentage value directly into the Administration Fee field.